Bringing People Home
Mortgage rep with phone headset

The Mortgage Process

Application

In the application process, we complete your application and gather together all the documentation necessary to qualify you for your loan. We also tell you how much the loan is going to cost you. We clearly explain your needs and how the benefits of the loan match them.

You Do:   We Do:
   

We set up an appointment with you

You sign the disclosures

We go over the disclosures with you

You fill out our application.

We help you complete the application

You give us the following documents:

  • Your W2s from last year
  • Your federal tax forms from last year
  • Your bank statements from last month
  • Your credit card statements from last month
  • Any latest investment statements you have (mutual funds, retirement funds, etc).
  • Any documents that prove you’ve paid outstanding bills or judgements that are listed on your credit report

We collect all the documents from you

Watch out! You need all the documents at the application statage or your loan will be delayed!